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The Higher OneCard

The Higher OneCard is a unique benefit to you, as an active member of Higher One University community. You are expected to have your Higher University OneCard with you at all times on-campus. Benefits of using the Higher OneCard and OneAccount include:

  • Get access to payroll or refunds faster
  • Earn rewards for purchases
  • All this and more when you use the Higher OneCard and OneAccount


FlexAccount funds can be used for vending purchases, on-campus laundry, laser printing and photocopying services, as well as at the University Bookstore and all campus dining locations. Funds can be deposited to the FlexAccount online, in person or via your OneAccount's Campus AutoLoad feature.

The My One OneAccount

A Customized Bank Account Provided to You through HOU
When funds are deposited to the OneAccount, your Higher OneCard becomes a powerful Debit MasterCard® accepted at stores worldwide. Your OneAccount gives you the convenience of a universally accepted debit card with the budgeting control of a checking account—you'll no longer need to carry cash.

Direct Deposit of University Refunds

There are multiple options provided to you for choosing how to receive your refunds. If you choose to receive your funds electronically by direct deposit into your Higher One account, you'll receive your money in the fastest way possible!

Pay Anywhere with Debit MasterCard® Spending Power

Your new Higher OneCard and OneAccount give you the power to pay wherever MasterCard® is accepted: at millions of locations worldwide. 

Pay On-Campus

With the Campus AutoLoad feature, you have the option to request that funds from your My One OneAccount be automatically transferred to your Flex to cover on-campus purchases.

Be Rewarded When You Shop

You may be eligible to earn OneRewards when you use your Higher OneCard at participating merchants.

24-Hour Online Banking

The My One OneAccount gives you the tools to do all your banking online—anytime.

Access Your Money Faster and More Easily

With the Direct Deposit and E-Check features, payments are received almost instantaneously.

Get Cash On-Campus and Off-Campus

With Debit MasterCard® spending power, you won't need cash often—but if you do, getting it is quick and easy through an ATM.